Welcome to Cowgills trust hub

Trusts can maximise the value of your assets, protecting you and your family’s future.

Trust Cowgills to protect you

Think of a trust as a piggy bank – the person who wants to set up the trust puts money or assets into the piggy bank for someone else to benefit from. The trustees hold onto the piggy bank for a set of beneficiaries and can make distributions from it in line with the trust deed.

Latest advice from our trust team

Trusts offer a range of benefits and can be a valuable tool throughout your–and your business's–life cycle.

To help demystify some of the complexities, we've created a series of videos that tell the stories of some of our clients.

SEE OUR VIDEOS

Your Trust resources

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We want to work together to help you achieve your goals.

We’re business owners, and we’re entrepreneurs.

You can trust us.

In a landscape that is always changing.

Always growing, earning and evolving.

Trusts will provide you with the most protective vehicle.

Striving for the best outcome for you and your family.

And the challenges that come with family dynamics.

Cowgills

Cowgills will be your partner.

Trusts

We understand you and your requirements.

We understand the emotional aspect you face.

Cowgills.

We will simplify the process.

We see Trusts as your business.

We know how to protect your assets.

We remain objective and pragmatic.

Lisa Wilson,

Partner

Lisa is Partner and Head of Tax at Cowgills. Lisa helps entrepreneurs on all of the strategic aspects of their business and leads our expert tax team.

Michelle Willson

Private Client Director

Michelle leads the trusts team here at Cowgills. Having worked in the sector for more than 20 years, Michelle works with clients to deliver a suitable plan that is expertly tailored to their individual needs.

Antony Seddon

Assistant Manager

Antony is a trust assistant manager working from the Liverpool office, offering IHT planning advice, administration and accountancy services to trustees, individuals and corporate entities.

Mia Barlow

Tax Assistant

Mia helps produce IHT advisory reports that detail how clients can create an IHT efficient plan that is tailored to their individual needs. She also assists with the compliance and registration of trusts on the TRS.

Our expert team provides a comprehensive range of trust planning services, tailored to your particular requirements. We are incredibly passionate about helping you to achieve your financial aspirations through the use of trusts and will help you every step of the way.

Our Trust team

Step 1
Conversation

We will meet with you to discuss your individual needs. This first stage is vital for us to really look at your current situation and what we can do to help you plan your future.

Step 2

IHT Review

A full IHT review will take place, allowing peace of mind that you know your current IHT exposure and how this can be mitigated using trusts.

Step 3

Implementation

This is when we implement the trust planning. We will guide you through every stage of this process, liaising with legal advisors to ensure we have the desired outcome.

Step 4

Utilise

And now it’s time to use your trust! You will have our full advisory support, and will answer any questions you have relating to your trust and how you can use it.

Our trust process

The process isn’t complicated, when you work with our expert team. Through a collaborative and highly detailed approach we’ll establish a plan that takes into account all of your needs, current tax exposure and future intentions.

We will examine every area of your personal estate through an individual lens but also from a holistic perspective to give you the outcome you require in a tax efficient manner.

The team detail the latest news and changes in legislation, offering our advice and opinion on what this means for you.

Trusts, but from our perspective.

Trust resources

When to use a trust

A trust can be aligned to suit a variety of individuals and is dependent upon the current needs and future plans.

One of the main reasons to establish a trust is to ensure the succession of property or assets during the settlors lifetime and thereafter, whilst utilising available tax reliefs and allowances which ultimately may not be available in the future.

A lot of the perception around trusts is a lack of understanding as to when they can be used within a person’s tax planning; yes they’re complex, but not complicated and with the right advisor, can be managed easily and effectively.

Trusts offer protection without forgoing flexibility and in an ever-changing tax landscape can be used, added to, altered and maintained according to your individual needs.

Trust Cowgills

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Step 1

Conversation

We will meet with you to discuss your individual needs. This first stage is vital for us to really look at your current situation and what we can do to help you plan your future.

Step 2
IHT Review

A full IHT review will take place, allowing peace of mind that you
know your current IHT exposure and how this can be mitigated
using trusts.

Step 3

Implementation

This is when we implement the trust planning. We will guide you through every stage of this process, liaising with legal advisors to ensure we have the desired outcome

Step 4

Setup

And now it’s time to use your trust! You will have our full advisory support, and will answer any questions you have relating to your trust and how you can use it.

Why use a Trust?

Trusts provide a reassurance that the correct and proper planning process has been undertaken. Throughout the life of the trust, it is measured against its initial objectives to ensure it still meets yours, allowing for the changing nature of life, both personal and professional.

Trusts are a powerful vehicle for entrepreneurs. With a reduction in tax efficient incentives and the prospect of changes ahead, they can be an effective and sophisticated way to protect your family, your legacy and your assets.

Just like a business, they can be structured to generate a return, putting your assets to work and evolving with you and your family as your circumstances and needs change, providing you with control, protection and peace of mind.

By using a trust, you are taking charge of the future. Trusts provide a new level of protection, offering more ways for your money to be intelligently distributed and ring fenced from external ‘threats’.

LEARN MORE

Trusts are a powerful vehicle for entrepreneurs. With a reduction in tax efficient incentives and the prospect of changes ahead, they can be an effective and sophisticated way to protect your family, your legacy and your assets.

Just like a business, they can be structured to generate a return, putting your assets to work and evolving with you and your family as your circumstances and needs change, providing you with control, protection and peace of mind.

By using a trust, you are taking charge of the future. Trusts provide a new level of protection, offering more ways for your money to be intelligently distributed and ring fenced from external ‘threats’.

Introduce key points on rational benefits of Trusts in terms of planning and measuring.

Why use a Trust?

Introduce key points on rational benefits of Trusts in terms of planning and measuring.

Why use a Trust?

Trusts provide a reassurance that the correct and proper planning process has been undertaken, and throughout the life of the Trust, it is measured against its initial objectives to ensure it still meets your objectives, allowing for the changing nature of life, both personal and professional.

How we work with your advisors

Some clients will already have trusted independent financial advisors (IFAs) in place, whilst others form new working relationships with an advisor as part of the process.

We actively work with independent financial advisors (IFAs) and legal advisors to ensure a holistic approach for our clients, guaranteeing their financial affairs are managed correctly.